‘Tis the season of giving! Why give fruitcake when you can give something that means much more to many. Kiva is a non-profit organization that allows you to give loans to those trying to get back on their feet. You have the option when giving to give a loan to grow a person’s business, help a child go to school, help a town switch to clean energy, and more. With Kiva, there is no such thing as a “small donation”, a $25 loan can change a life forever.